Why EstiVerify Exists

Insurance estimates are no longer simple. Vehicles have changed. Repair processes have changed. Settlement outcomes depend on assumptions most consumers never see.

The Collision Repair System Has Changed

Modern vehicles rely on advanced electronics, safety systems, diagnostics, and calibrations. Even minor damage can require scans, software procedures, and specialized repair steps.

Insurance estimating systems are built to move claims forward quickly. Initial estimates often reflect minimum visible damage and standard assumptions. As repairs progress, additional operations are commonly added through supplements.

This process is normal within the industry. For consumers, it creates uncertainty.

Where Consumers Commonly Lose Money

When a settlement is accepted early, the consumer often assumes the estimate represents the full scope of the loss. In many cases, it does not.

Diagnostics and calibrations are not fully reflected at the start
Repair procedures vary by vehicle and trim level
Vehicle options may be missing or misidentified
Total loss values depend heavily on comparable vehicle selection
Diminished value is rarely explained or offered without request

Total Loss and Payout Decisions Are Increasingly Sensitive

As vehicles age and repair complexity increases, more claims sit near the line between repairable and total loss. Small differences in estimating assumptions can change the outcome.

Those same differences directly affect how much money the vehicle owner receives. Once an offer is accepted, the opportunity to challenge the valuation is often gone.

Early Decisions Matter More Than Ever

Many drivers must decide whether to file a claim, pay out of pocket, or settle quickly. Without understanding the true scope of damage, that decision is made with incomplete information.

EstiVerify exists to provide clarity before those decisions are finalized.

What EstiVerify Is

EstiVerify is an independent insurance estimate review service for vehicle owners. We analyze insurance estimates, total loss valuations, and diminished value exposure to help consumers understand the financial impact of a collision.

Our reviews are designed to be clear, factual, and usable. We do not repair vehicles. We do not represent insurance companies.

What EstiVerify Is Not

We are not an insurance company
We are not a body shop
We do not write repair estimates
We do not pressure you into filing a claim

Our role is to help you understand what the numbers mean before you agree to them.

Why This Matters

Speed and automation have improved claims processing. They have not eliminated complexity.

The more advanced vehicles become, the easier it is for important details to be overlooked or deferred. Independent review is no longer a luxury. It is a safeguard.