Know Before You File a Claim.
Should you file a claim or pay out of pocket? Guessing wrong can cost you hundreds or even thousands. Get the real repair cost before you decide.
Trusted by drivers nationwide • Reviewed by certified collision estimators • Based on real OEM data
The Quick Decision Estimate gives you a verified repair cost built by certified collision estimators using real OEM procedures. It is the number insurance does not want you to know, because it helps you choose the financially smarter path instead of relying on fear, pressure, or guesswork.
Small-looking damage can hide real costs. File a claim unnecessarily and you risk a rate increase. Pay out of pocket on expensive repairs and you lose money for no reason. The Quick Decision Estimate protects your wallet on both sides.
The real repair cost. Once you know that number, you instantly know whether “just pay out of pocket” is terrible advice or the right move. This estimate gives you negotiating power they do not expect you to have.
| File a Claim | Pay Out of Pocket |
|---|---|
| Insurance covers most of the repair after deductible | You pay the full amount yourself |
| Helps maintain long-term resale value | Only smart if repair is truly cheap |
| Rate increase depends on insurer | No claim on record, but possible overpayment |
“I almost paid out of pocket. EstiVerify showed me the repair would have been over $1,800. This estimate saved me real money.” — Verified customer
If you do not receive your Quick Decision Estimate within one business day, we will refund you in full. Zero risk.
How fast do I get the estimate?
Within one business day.
Will this help prevent unnecessary rate increases?
Yes. You will know when filing a claim makes sense and when it does not.
Is this the same level of detail a body shop uses?
Yes. We use real OEM data and verified repair procedures.
Does this protect me if the damage is more expensive than it looks?
Absolutely. It prevents you from paying out of pocket when insurance should cover it.
Address
Assistance Hours
Phone Number:
(859) 743-3041
Giving vehicle owners their power back in collision repairs.
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